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Terms and Conditions

The terms that apply when you use this website and its tools.

Last updated: November 14, 2026

Using this site

By using this website you agree to these terms. Its content is general information about insurance appraisal and property claims in Illinois.

No client relationship

Reading the site, using its tools or sending a form doesn’t create an appraiser–client relationship. That begins only when we both sign a written engagement agreement.

No legal advice

Illinois Insurance Appraiser isn’t a law firm, and nothing here is legal advice. Policies differ and laws change. For legal questions, consult a licensed Illinois attorney.

Tools and examples

Calculators give planning estimates from the figures you enter. Example figures on the site are illustrative. None of it is an appraisal, a quote or a prediction of any outcome.

Content ownership

Site text, design and tools belong to Illinois Insurance Appraiser. You may share links and print pages for personal use. Photographs are royalty-free images used for illustration and don’t show our clients’ properties.

Limitation of liability

The site is provided “as is.” To the extent the law allows, we aren’t liable for decisions made on the basis of its content or tools.

Governing law

These terms are governed by the laws of the State of Illinois.

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