- Derechos & wind
- Tornadoes
- Ice storms
- Hail
- Earthquake (endorsement)
Housing mix: Student rentals near SIU, older bungalows and ranches, rural homes in the Shawnee Hills.
Southern Illinois storm history
The 1925 Tri-State Tornado crossed nearby Murphysboro and remains the deadliest tornado in U.S. history. On May 8, 2009, a derecho — sometimes called an “inland hurricane” — swept across southern Illinois with winds strong enough to topple thousands of trees and leave Carbondale without power for days. Ice storms, including the severe one in January 2009, have repeatedly brought trees down on homes across the region.
Housing around Carbondale
Near Southern Illinois University, Carbondale has a large rental market of apartments and converted houses. Older neighborhoods have bungalows and ranches, and the surrounding Shawnee Hills include rural homes, cabins and farm buildings.
Common disputes
- Tree damage after wind and ice storms, with removal and structural repair underpriced.
- Rental property claims with multiple units.
- Rural properties with outbuildings and farm structures.
- Earthquake endorsement claims, given proximity to the New Madrid seismic zone.
Serving Southern Illinois
We serve Carbondale, Murphysboro, Marion, Herrin, Carterville and the surrounding Jackson and Williamson County area.
Services available in Carbondale
Every Illinois Insurance Appraiser service is available to property owners in Carbondale and nearby communities, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial, Condo & HOA Appraisal
- Roof & Hail Damage Appraisal
- Tornado, Derecho & Wind Appraisal
- Basement, Backup & Water Damage Appraisal
- Fire & Smoke Damage Appraisal
Questions from Carbondale owners
Are farm buildings covered by my homeowners policy?
Sometimes, under other-structures coverage, but working farm buildings are often insured under a separate farm policy. We read the policy that applies.
A derecho damaged my roof and trees. Is that one claim?
Usually yes, if it was one storm. We value the roof, trees and other damage together under the same claim.