- Hail
- Wind
- Tornadoes
- Ice storms
- Rental property water losses
Housing mix: Campus rentals, older homes near downtown, newer subdivisions in southwest Champaign and Savoy.
A university town on the prairie
Champaign and Urbana grew around the University of Illinois, and the housing reflects it. Campustown and the neighborhoods around it are full of apartment buildings, converted houses and student rentals. West Side Park and Urbana’s older neighborhoods hold early-20th-century homes with wood siding and plaster. Southwest Champaign and Savoy add newer subdivisions with larger two-story homes.
Weather with nothing in the way
The flat, open farmland around Champaign County lets severe thunderstorms, hail and wind arrive at full strength. Winter ice storms coat trees and power lines, and the freeze-thaw cycle is hard on roofs and gutters.
Common Champaign disputes
- Landlord and rental property claims with multiple units and tenant contents.
- Hail damage to siding and roofs on homes with discontinued materials.
- Older homes with plaster and wood trim priced as modern finishes.
- Commercial and apartment roofs near campus.
Serving Champaign County
We serve Champaign, Urbana, Savoy, Mahomet, Rantoul and the surrounding area.
Services available in Champaign
Every Illinois Insurance Appraiser service is available to property owners in Champaign and nearby communities, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial, Condo & HOA Appraisal
- Roof & Hail Damage Appraisal
- Tornado, Derecho & Wind Appraisal
- Basement, Backup & Water Damage Appraisal
- Fire & Smoke Damage Appraisal
Questions from Champaign owners
I own a rental. Does my tenant’s loss affect my claim?
Your landlord policy covers the building; your tenant’s renters policy covers their belongings. We value the building loss under your policy.
Do I need to be present for the inspection?
It helps, but if you’re out of town we can coordinate access with a property manager or tenant.