Springfield, IL Insurance Appraiser

Local claim risks

Tornadoes
Hail
Straight-line wind
Ice storms
Water damage

Housing mix: Victorian homes near the capitol, brick bungalows, post-war ranches, newer west-side subdivisions.

The 2006 tornadoes

On March 12, 2006, two tornadoes crossed Springfield within minutes of each other, damaging hundreds of homes and businesses from the west side to downtown. Many of the disputes that followed involved older homes, mature trees and roofs that needed more than a quick patch.

Springfield’s housing mix

Near the Capitol and the Lincoln Home National Historic Site, neighborhoods like Enos Park and the Old Aristocracy Hill area hold Victorian and early-20th-century homes with tall roofs and plaster interiors. The Washington Park area and Leland Grove add larger brick and frame homes under heavy tree canopy. Post-war ranches and newer subdivisions extend west and south toward Chatham.

Common disputes

Tree impacts where removal, crane work and structural repair are underpriced.
Historic homes priced with modern materials.
Hail claims on homes with older roofs and discontinued siding.
Ice storm damage to gutters, roofs and power mast connections.

Central Illinois coverage

We serve Springfield, Chatham, Rochester, Sherman, Jacksonville and the surrounding Sangamon County area.

Services available in Springfield

Every Illinois Insurance Appraiser service is available to property owners in Springfield and nearby communities, including:

Questions from Springfield owners

A tree fell on my house. Does the policy pay to remove it?

Most policies cover removing a tree from a damaged structure, sometimes with a limit. Removing a fallen tree that didn’t hit anything may not be covered.

Can appraisal include my detached garage and fence?

Yes, if they were damaged in the same event and are part of the claim. They’re usually valued under other-structures coverage.

Insurance Appraiser in Springfield, Illinois