- Hail
- Straight-line wind
- Tornadoes
- Fox River flooding
- Ice dams
Housing mix: Victorian and foursquare homes near downtown, 1990s–2000s subdivisions on the east and far west sides.
Old Aurora and new Aurora
Aurora is really two housing markets. Near downtown and the Fox River, the Pigeon Hill and Tanner historic districts hold Victorian, Queen Anne and foursquare homes with wood siding, tall rooflines and plaster interiors. East toward Naperville and west toward Sugar Grove, the Fox Valley and far west side are filled with 1990s and 2000s two-story homes, townhome associations and vinyl siding. A single hailstorm can produce very different claims a few miles apart.
Storm history in the Fox Valley
The 1990 Plainfield tornado touched down south of the city before carving its deadly path through Plainfield and Joliet. Summer squall lines and derechos regularly sweep the Fox Valley, and the river itself has flooded low-lying areas in heavy spring rains. Winters bring ice dams on the steep roofs of older homes near downtown.
What Aurora owners dispute most
- Vinyl siding replacement limited to one elevation when the profile is discontinued.
- Older wood-sided homes priced with modern materials that don’t match.
- Townhome association roofs where only some buildings are approved.
- Finished basements under-scoped after sump pump or backup losses.
Serving all of Aurora
Because Aurora spans Kane, DuPage, Kendall and Will counties, local permit and code requirements vary by where you are. We price repairs for the jurisdiction your property is actually in.
Services available in Aurora
Every Illinois Insurance Appraiser service is available to property owners in Aurora and nearby communities, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial, Condo & HOA Appraisal
- Roof & Hail Damage Appraisal
- Tornado, Derecho & Wind Appraisal
- Basement, Backup & Water Damage Appraisal
- Fire & Smoke Damage Appraisal
Questions from Aurora owners
My HOA handles the roof but I handle the interior. Who files?
Often both. The association’s policy covers what its governing documents assign to it; your HO-6 or homeowners policy covers the rest. We can value both sides of the loss.
Does my older home qualify for higher repair costs?
If repairs require materials or methods that match the existing home, or code upgrades, those costs belong in the estimate. Ordinance-or-law coverage may apply to some of them.