What we do
Insurance Appraisal Services for Illinois Claims
From one estimate review to full panel representation and neutral umpire work, every service is built around an accurate, defensible valuation of your loss.
Service 01Appraisal Clause Representation
We act as the appraiser you name once you or your carrier demands appraisal under the policy.
Service 02Homeowner Claim Appraisal
Bungalows, split-levels, farmhouses and new-build two-stories where the estimate leaves out real costs.
Service 03Commercial, Condo & HOA Appraisal
Multi-building associations, high-rise condos, retail, warehouses, churches and mixed-use properties.
Service 04Roof & Hail Damage Appraisal
Hail-bruised shingles, dented metal, split membranes and siding that the carrier calls cosmetic.
Service 05Tornado, Derecho & Wind Appraisal
Straight-line wind, tornado tracks and derecho swaths that lift shingles, topple trees and twist framing.
Service 06Basement, Backup & Water Damage Appraisal
Burst supply lines, sewer and drain backup, sump failure and roof leaks into finished space.
Service 07Fire & Smoke Damage Appraisal
Kitchen fires, lightning strikes, wildland grass fires and smoke that travels far beyond the burn.
Service 08Frozen Pipe & Ice Dam Appraisal
Polar-vortex pipe bursts, ice dams, snow-load sagging and the hidden water damage that follows.
Service 09Contents & Personal Property Appraisal
Room-by-room inventories, depreciation schedules and like-kind pricing for furniture, electronics and more.
Service 10Insurance Estimate Review
A line-by-line second opinion on the carrier’s estimate before you decide whether to supplement or appraise.
Service 11Umpire Services
Neutral umpire appointments for Illinois appraisal panels, chosen by both appraisers or by a court.
Where to begin
Most files start with an estimate review
Before anyone demands appraisal, it helps to know exactly where the carrier’s estimate falls short and what that shortfall is worth. A review answers that in days, and plenty of disputes close right there.
About estimate reviewsCan I hire you for just one step?
Yes. Many clients start with an estimate review and decide later whether to demand appraisal.
Do you handle commercial and association claims?
Yes — houses, condos, apartment buildings, retail, office, industrial, churches and townhome associations.
Is it only hail?
No. We handle wind, tornado, derecho, water, freeze, fire, contents and other covered losses.
Not sure the carrier’s estimate is right?
Send it over. We’ll review it and tell you what we see — free and without obligation.